DTI disallows higher price of purchases paid through cards

Last month, the Department of Trade and Industry (DTI) issued Administrative Order No. 10 (series of 2006), which prohibits, among others, the imposition of a surcharge, extra charge or additional charge in the use of credit cards, automated teller machine (ATM) cards and debit cards for payment of purchases of consumer products or services. In other words, stores cannot impose any extra charges on top of the cash price for purchases of goods or services paid via credit card. Violators face a penalty of imprisonment of up to six months. Here’s the full text of Administrative Order No. 10. It takes effect 15 days from publication.

3 thoughts on “DTI disallows higher price of purchases paid through cards

  1. Pingback: Cash price vs. credit card price at Atty-at-Work

  2. Bernardita

    I want a complete explanation regarding this Adm. Order No. 10, series of 2006. The Toll Regulatory Board, incharge in the operations of toll gates in the North Luzon Expressway is charging P25.00 when reloading for the use of the credit card instead of paying cash in the counter. Though, 25 pesos only, but the thought of too many stakeholders will mean a big sum of money for TRB, when is is a violation of this Administrative Order. Please clarify and rectify the practices against the AO. Thanks.

  3. Kirby

    Are there exemptions to products with high value? Companies like car dealerships will incur higher amount from bank charges when a customer purchases a car using a credit card.


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