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	<title>Comments on: Bouncing Checks (B.P. 22)</title>
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	<link>http://jlp-law.com/blog/bouncing-checks-bp-22/</link>
	<description>Philippine laws and legal system (JLP-Law blog)</description>
	<lastBuildDate>Thu, 09 Feb 2012 19:27:09 +0000</lastBuildDate>
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		<title>By: vens_02</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-21912</link>
		<dc:creator>vens_02</dc:creator>
		<pubDate>Thu, 19 Jan 2012 09:39:17 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-21912</guid>
		<description>Hi! I have loan from a bank and I issued a checked kasi require daw un before I hospitalized monthly naman ako nakakapagbayad sa kanila but after ko ma hospital and mag leave without pay for two months for recovery di ko sila nabayaran pero nung bumalik ung normal salary ko nagbayad ako sa kanila, tapos ito ngaun di nanaman ako nakabayd dahil sa financial crisis and I promiz to pay and I ask for extention pero sinusungitan pa ako, do they sue or they can file a case bouncing of check to me? please reply. Thank you.</description>
		<content:encoded><![CDATA[<p>Hi! I have loan from a bank and I issued a checked kasi require daw un before I hospitalized monthly naman ako nakakapagbayad sa kanila but after ko ma hospital and mag leave without pay for two months for recovery di ko sila nabayaran pero nung bumalik ung normal salary ko nagbayad ako sa kanila, tapos ito ngaun di nanaman ako nakabayd dahil sa financial crisis and I promiz to pay and I ask for extention pero sinusungitan pa ako, do they sue or they can file a case bouncing of check to me? please reply. Thank you.</p>
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		<title>By: cristin</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-19741</link>
		<dc:creator>cristin</dc:creator>
		<pubDate>Sun, 22 Aug 2010 07:33:00 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-19741</guid>
		<description>Hello po, I loaned to a friend P20,000 with a 10% after a month. she issued to me a check of P22,000 which she told me to encash after a month. the check bounced..Right now I heard she transferred residence and doesnt answer any of my calls. I text, emailed and contacts her office but she also resigned from her work. The court said that i should give a notice in writing about the fact of dishonor, but how can i contact her? Please kindly help me on what to do? Thank you and God bless..</description>
		<content:encoded><![CDATA[<p>Hello po, I loaned to a friend P20,000 with a 10% after a month. she issued to me a check of P22,000 which she told me to encash after a month. the check bounced..Right now I heard she transferred residence and doesnt answer any of my calls. I text, emailed and contacts her office but she also resigned from her work. The court said that i should give a notice in writing about the fact of dishonor, but how can i contact her? Please kindly help me on what to do? Thank you and God bless..</p>
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		<title>By: jennyviokey</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-19570</link>
		<dc:creator>jennyviokey</dc:creator>
		<pubDate>Wed, 02 Jun 2010 09:57:57 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-19570</guid>
		<description>Ive been in court case of bp22 for 10,000 I will not let myself be in court in this small amount if I am guilty with this. I want to continue go in court to prove that I already paid it. This is the story.

Dahil sa financial problem and need immediate remedy, I look for a person that can help me, isa sa staff ko refer  her friend na isang agent ng check rediscounting interest of 20% per month, dahil sa badly need ako kaya grab ko even high interest. I issued check to her within the day binigay nya pera sa akin. Then less than a week before mag due I text her na baka pede ko ito tubuan muna dahil di pa maganda flow ng budget ko, then she aggree and kinuha nya ang tubo na 2K pinuntahan nya ako sa office ko. Binigay ko new check ko for replacement ng may bago due date di pa nya dala yun old check ko dahil dapat daw dala na nya kapalit na check bago irelease yun una.Sabi ko cge by next week na nya bigay dahil thursday nun at friday naman di ako makakapsok dahil check up ko, sat and sun wal naman kami pasok. Days after agent maybe its the exact date of my check agent called me na on going na daw yun pagdep ng check ko at di daw makontact yun nagdedeposito para ipahold,nagcomplaint ako sa kanya na bakit ganun they agreed naman na tubuan if not eh di sana ginawan ko ng paraan, because of that I called her to talk to me personally then he drop by at my office, nag usap kami at nagdecide ako na bayaran na lang yun check pero di ko na pinaredeposit dahil sabi ko idededuct ko yun 2k na naibigay ko na. Maayos naman sya kausap.She gave to me the new check dahil nasa kanya pa pala yun, and I gave her the full amount na kulang pa sa 10K, the following days hindi na ko masyado nakakapasok dahil sa selan ng pregnancy ko so I told to my staff na kontakin si angie at kunin yun check ko, I also text and called angie na pakibigay na lang sa staff ko na tatawag sa kanya yun check and ibinigay ko rin yun mga name ng mga staff ko na pede komontak sa kanya at pagbigyan ng check ko. Hanggang sa hindi na talaga nya naibigay at ang dami dami nya naging dahilan and alibi, Hindi ko naman pinuntahan kahit may idea ako kun san nya dinala yun check ko bec I respect her sa mga csinabi nya na sya yun kausap nun financer at inuunawa ko sya dahil at keep on believing ako sa mga reason nya and binibigyan ko sya ng chance na ayusin yun sinasabi nya na pikikipag usap dun sa financer dahil may konti raw prob pero sya daw aayos. Hanggan nga sa punto na pinagtataguan na nya ako at nareceived na nga ako ng demand letter. Now ang kaso is nasa korte na for preliminary investigation and araigment. Yoko isettle dahil gusto ko ipaglaban na bayad ko na yun at biktima ako ng agent nya at feeling ko gusto nila ako biktimahin pareho. Please kindly help me to decide may karapatan po ba ako na ipaglaban ko or I need to surrender dahil sa end talo ako sa kaso ko? Thanks and more power!</description>
		<content:encoded><![CDATA[<p>Ive been in court case of bp22 for 10,000 I will not let myself be in court in this small amount if I am guilty with this. I want to continue go in court to prove that I already paid it. This is the story.</p>
<p>Dahil sa financial problem and need immediate remedy, I look for a person that can help me, isa sa staff ko refer  her friend na isang agent ng check rediscounting interest of 20% per month, dahil sa badly need ako kaya grab ko even high interest. I issued check to her within the day binigay nya pera sa akin. Then less than a week before mag due I text her na baka pede ko ito tubuan muna dahil di pa maganda flow ng budget ko, then she aggree and kinuha nya ang tubo na 2K pinuntahan nya ako sa office ko. Binigay ko new check ko for replacement ng may bago due date di pa nya dala yun old check ko dahil dapat daw dala na nya kapalit na check bago irelease yun una.Sabi ko cge by next week na nya bigay dahil thursday nun at friday naman di ako makakapsok dahil check up ko, sat and sun wal naman kami pasok. Days after agent maybe its the exact date of my check agent called me na on going na daw yun pagdep ng check ko at di daw makontact yun nagdedeposito para ipahold,nagcomplaint ako sa kanya na bakit ganun they agreed naman na tubuan if not eh di sana ginawan ko ng paraan, because of that I called her to talk to me personally then he drop by at my office, nag usap kami at nagdecide ako na bayaran na lang yun check pero di ko na pinaredeposit dahil sabi ko idededuct ko yun 2k na naibigay ko na. Maayos naman sya kausap.She gave to me the new check dahil nasa kanya pa pala yun, and I gave her the full amount na kulang pa sa 10K, the following days hindi na ko masyado nakakapasok dahil sa selan ng pregnancy ko so I told to my staff na kontakin si angie at kunin yun check ko, I also text and called angie na pakibigay na lang sa staff ko na tatawag sa kanya yun check and ibinigay ko rin yun mga name ng mga staff ko na pede komontak sa kanya at pagbigyan ng check ko. Hanggang sa hindi na talaga nya naibigay at ang dami dami nya naging dahilan and alibi, Hindi ko naman pinuntahan kahit may idea ako kun san nya dinala yun check ko bec I respect her sa mga csinabi nya na sya yun kausap nun financer at inuunawa ko sya dahil at keep on believing ako sa mga reason nya and binibigyan ko sya ng chance na ayusin yun sinasabi nya na pikikipag usap dun sa financer dahil may konti raw prob pero sya daw aayos. Hanggan nga sa punto na pinagtataguan na nya ako at nareceived na nga ako ng demand letter. Now ang kaso is nasa korte na for preliminary investigation and araigment. Yoko isettle dahil gusto ko ipaglaban na bayad ko na yun at biktima ako ng agent nya at feeling ko gusto nila ako biktimahin pareho. Please kindly help me to decide may karapatan po ba ako na ipaglaban ko or I need to surrender dahil sa end talo ako sa kaso ko? Thanks and more power!</p>
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	<item>
		<title>By: ysabelle@3</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-13302</link>
		<dc:creator>ysabelle@3</dc:creator>
		<pubDate>Sat, 09 Jan 2010 07:32:03 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-13302</guid>
		<description>good pm,  i also have the same problem with our checks, makukulong po ba kme pag di po namin nabayanran yung mga checks na na issue namin sa mga banks na may loan kame, ano po ba ang dapat namin gawin?</description>
		<content:encoded><![CDATA[<p>good pm,  i also have the same problem with our checks, makukulong po ba kme pag di po namin nabayanran yung mga checks na na issue namin sa mga banks na may loan kame, ano po ba ang dapat namin gawin?</p>
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	<item>
		<title>By: sweetfunnygirl_05</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-13165</link>
		<dc:creator>sweetfunnygirl_05</dc:creator>
		<pubDate>Thu, 29 Oct 2009 07:24:31 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-13165</guid>
		<description>hi warrior.
Gug pm.. tanong ko lang po may loan po kasi ako last year, and i issue post dated check, kasi un daw un required,. nakakabayad naman ako on time before, kaso due to finacial crisis, at nawalan na din po ako ng trabaho, bread winner pa ko sa pamilya ko.. d na ko nakahulog, parang nagclose aacount na ako sa bangko kasi hindi ko na sya napopondohan ng pera.. sa ngayon po kasi wala pa po akong trabaho, naghahanap palang..
Ano po bang pwede kong gawin?
Ano po ba makukulong po ba ako?
Please advise me...
Thank you po..</description>
		<content:encoded><![CDATA[<p>hi warrior.<br />
Gug pm.. tanong ko lang po may loan po kasi ako last year, and i issue post dated check, kasi un daw un required,. nakakabayad naman ako on time before, kaso due to finacial crisis, at nawalan na din po ako ng trabaho, bread winner pa ko sa pamilya ko.. d na ko nakahulog, parang nagclose aacount na ako sa bangko kasi hindi ko na sya napopondohan ng pera.. sa ngayon po kasi wala pa po akong trabaho, naghahanap palang..<br />
Ano po bang pwede kong gawin?<br />
Ano po ba makukulong po ba ako?<br />
Please advise me&#8230;<br />
Thank you po..</p>
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		<title>By: SC issues Guidelines for Imposition of Libel Penalties at AttyAtWork</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-12156</link>
		<dc:creator>SC issues Guidelines for Imposition of Libel Penalties at AttyAtWork</dc:creator>
		<pubDate>Wed, 04 Mar 2009 02:08:41 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-12156</guid>
		<description>[...] No. Back in 2000 (Administrative Circular No. 12-2000, as clarified by Administrative Circular No. 13-2001), the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]</description>
		<content:encoded><![CDATA[<p>[...] No. Back in 2000 (Administrative Circular No. 12-2000, as clarified by Administrative Circular No. 13-2001), the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]</p>
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	<item>
		<title>By: SC issues Guidelines for Imposition of Libel Penalties at Atty-at-Work</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-10794</link>
		<dc:creator>SC issues Guidelines for Imposition of Libel Penalties at Atty-at-Work</dc:creator>
		<pubDate>Wed, 30 Jan 2008 22:08:45 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-10794</guid>
		<description>[...] No. Back in 2000 (Administrative Circular No. 12-2000, as clarified by Administrative Circular No. 13-2001), the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]</description>
		<content:encoded><![CDATA[<p>[...] No. Back in 2000 (Administrative Circular No. 12-2000, as clarified by Administrative Circular No. 13-2001), the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]</p>
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		<title>By: Guidelines in Imposing Penalties for Libel: Questions and Answers at Philippine e-Legal Forum</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-10792</link>
		<dc:creator>Guidelines in Imposing Penalties for Libel: Questions and Answers at Philippine e-Legal Forum</dc:creator>
		<pubDate>Wed, 30 Jan 2008 17:04:45 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-10792</guid>
		<description>[...] No. Back in 2000, the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]</description>
		<content:encoded><![CDATA[<p>[...] No. Back in 2000, the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]</p>
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		<title>By: Bouncing Checks (B.P. 22) at Atty-at-Work</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-8099</link>
		<dc:creator>Bouncing Checks (B.P. 22) at Atty-at-Work</dc:creator>
		<pubDate>Sun, 17 Jun 2007 04:17:25 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-8099</guid>
		<description>[...] 1. The issuer is not automatically liable simply because the check Ã¢â‚¬Å“bouncedÃ¢â‚¬Â. A check generally Ã¢â‚¬Å“bouncesÃ¢â‚¬Â when dishonored upon presentment (reasons include, account closed, drawn against insufficient funds or DAIF). However, it is indispensable that the issuer must be notified in WRITING about the fact of dishonor, and he has 5 days from receipt to pay the value of the check or make arrangements for the payment thereof. (Please see update on this matter at the Philippine e-Legal Forum). [...]</description>
		<content:encoded><![CDATA[<p>[...] 1. The issuer is not automatically liable simply because the check Ã¢â‚¬Å“bouncedÃ¢â‚¬Â. A check generally Ã¢â‚¬Å“bouncesÃ¢â‚¬Â when dishonored upon presentment (reasons include, account closed, drawn against insufficient funds or DAIF). However, it is indispensable that the issuer must be notified in WRITING about the fact of dishonor, and he has 5 days from receipt to pay the value of the check or make arrangements for the payment thereof. (Please see update on this matter at the Philippine e-Legal Forum). [...]</p>
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		<title>By: Top 5 Bar Tips - Exam Day at Atty-at-Work</title>
		<link>http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-8042</link>
		<dc:creator>Top 5 Bar Tips - Exam Day at Atty-at-Work</dc:creator>
		<pubDate>Fri, 15 Jun 2007 04:35:46 +0000</pubDate>
		<guid isPermaLink="false">http://jlp-law.com/blog/?p=5#comment-8042</guid>
		<description>[...] I watched the movie High Fidelity just the other week (yes, it&#8217;s a 2000 movie, but that&#8217;s relatively updated considering that I haven&#8217;t watched E.T. yet). Among the things I noticed is the characters&#8217; penchant for blurting out Top 5s. Then I remembered having written a Top 5 (on BP 22), so I thought of doing that for the fast-approaching bar exams (September 2006). Here are my Top 5 tips on the day of the Bar Exams: [...]</description>
		<content:encoded><![CDATA[<p>[...] I watched the movie High Fidelity just the other week (yes, it&#8217;s a 2000 movie, but that&#8217;s relatively updated considering that I haven&#8217;t watched E.T. yet). Among the things I noticed is the characters&#8217; penchant for blurting out Top 5s. Then I remembered having written a Top 5 (on BP 22), so I thought of doing that for the fast-approaching bar exams (September 2006). Here are my Top 5 tips on the day of the Bar Exams: [...]</p>
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