Comments on: Bouncing Checks (B.P. 22) http://jlp-law.com/blog/bouncing-checks-bp-22/ Philippine laws and legal system (JLP-Law blog) Sat, 19 May 2012 09:49:22 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: peaceofmind http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-22131 peaceofmind Sun, 25 Mar 2012 05:39:30 +0000 http://jlp-law.com/blog/?p=5#comment-22131 may financer po kmi dati sa negosyo nmin bale po nkhiram po ako s knya ng huli ng 100k less interest po na 20percent ok nman po pumyag nman po kmi ng husband ko kc po klksan un ng ngeosyo at may inaashan din kmi na sasalo sa amin na ksosyo po nmin.pero wla po inshan nmin humina ang negosyo at ngkbaon baon kmi s utang..etong ngphiram sa amin..ginigipit n kmi kya po sa takot ko nppirma nya ko s 240k n utng ko n dpat ay 60k n lng..dahil po dun s mg isuued n checke ko...d ko po nkuha yung mg nbyran ko na at bukod dun bwat bwan n d kmi mkpgbyad hingan nya po ako checke..nttkot po ako nung time n yun kc po may katungkulan sya d2 s lugar nmin..at tlgng mrming pera.year 2005 demanda nya po ako..kya lng ndismis ung kaso kc s husbnd ko po ung checke after a few months ung husband ko demnda nya.ngmediation po kmi n monthly maghuhlog kmi umpisa sa 2500/month after 3mos 3k .....hnggang s mging 5k per month..nstop po ako ng hulog last jan 2011 kc po d n nmin kya at ng ackso ng papers husband ko pra mging ofw.nka more than 45k n ko ng hulog s knya..last dec1 2011 ng file sya ng motion to revive pano po b ggwin ko kc po wla nman d2 husband ko at may order na ng court n mmay pre trial ng march 29,2012..wla nman po ako nttnggp n sulat may isang concerned citizen lng po n ngsbi skin..kya ko nlman actually ngyon arw ko lng nkuha ung copy ng order dhil ngrequest po ako sa court..sana po mtulungan nyo po kmi..wla nman po kmi intensyon n tumkbo dun s obligasyon kya lng po mtaas po msydo ung nghbla konsehal po sya ng byan d2 sa lugar nmin..sana po mtulungan nyo ako..mrming salamat..violation of bp22 po,4counts..cnampa po nung 2009 tpos po ngkron po ng compromise agreement nung july 3 2009 meron pong provisional dismissal nung july 21,2009.ngyon po nsa agreement n mula sept 31 mghulog po kmi ng 2500 hnggng dec 31,2009,tpos po jan 2010-june 2010(3500)july2010 to dec2010 (4k)MONTHLY PO YAN..last 2011 ncra n po hulog ko kc po ng ackso husband ko n mag apply abroad..last year nkiusap po ako n medyo gipit po kmi at ng salary deduction mr ko at mrmi kmi ngstos at ngsr buss ko..nglit po sya wla dw sya pkialm s problema ko..tpos ngpdla po sya ng motion to revive the case..bgay lng po ng tanod.nung sept13,2011,nklgay po n mgsubmit dw po ng motion s court kc dw po may hearing ng sept 15,eh nung ngpunta po ako s court wla nman dw po n hearing sched.kya kla ko nman po wla un..actually kpitbhay kolng po ito.pag pinkikiusapn ngglit po..lagi din po ako tintakot..d ko p kc kya ung 5k monthly nmin start po kc ng jan2011 5k n po kmi..tpos po yan ng ho last week ngpunta ko s court may pre trial ng dw po ngtanong po ako s dati nmin abogdo bka dw po mawarrant ang mr ko..ako n lng po sana attend s pre trial..pro gumwa po sya ng motion for reconsideration un lng dw mtutulong nya..na wla kmi nttanggap n order..nung march 20,2011 ako mismo lng kumuha ng copy.na ung provisionnaly dismissal nung july29,2011 ay more than a year na..na hindi din mkka aatend ang abogdo kc may nauna sya bista s march 29,2012.mawarrant po b husband ko.un po iniiwasan nmin kc last n alas n po nmin po..binuhos po nmin kbuhyan at pera nmin pra lng mkpag abroad mr ko..tpos eto n nman d p po kmi nkkbngon s pgbankrupt nmin last year..ung shod po mr ko kulng n kulng pa..pero gsto po nmin n maayos tong problema kc po d kmi tinitigilan..sana po mtulungan nyo ko..d po ako nkktulog ng aalla kc po kao..3 po ank nmin n lhat ng aaral pa..tnx po..d ko n po kc alm anu ggwin ko..mr ko po seaman last year lng po sya nkskay nung april 2011,6mos po kontrata nya..inaalla ko po bka s sunod n alis nya mhold sya s immigration,,lgi nya po kc cnsbi s mg tao d2 s amin n ippkulong nya dw po kmi..sa totoo lng po d nman gnun kalki utang nmin,kya lng po wla n nman kmi mggwa kya bbyaran nmin.. may financer po kmi dati sa negosyo nmin bale po nkhiram po ako s knya ng huli ng 100k less interest po na 20percent ok nman po pumyag nman po kmi ng husband ko kc po klksan un ng ngeosyo at may inaashan din kmi na sasalo sa amin na ksosyo po nmin.pero wla po inshan nmin humina ang negosyo at ngkbaon baon kmi s utang..etong ngphiram sa amin..ginigipit n kmi kya po sa takot ko nppirma nya ko s 240k n utng ko n dpat ay 60k n lng..dahil po dun s mg isuued n checke ko…d ko po nkuha yung mg nbyran ko na at bukod dun bwat bwan n d kmi mkpgbyad hingan nya po ako checke..nttkot po ako nung time n yun kc po may katungkulan sya d2 s lugar nmin..at tlgng mrming pera.year 2005 demanda nya po ako..kya lng ndismis ung kaso kc s husbnd ko po ung checke after a few months ung husband ko demnda nya.ngmediation po kmi n monthly maghuhlog kmi umpisa sa 2500/month after 3mos 3k …..hnggang s mging 5k per month..nstop po ako ng hulog last jan 2011 kc po d n nmin kya at ng ackso ng papers husband ko pra mging ofw.nka more than 45k n ko ng hulog s knya..last dec1 2011 ng file sya ng motion to revive pano po b ggwin ko kc po wla nman d2 husband ko at may order na ng court n mmay pre trial ng march 29,2012..wla nman po ako nttnggp n sulat may isang concerned citizen lng po n ngsbi skin..kya ko nlman actually ngyon arw ko lng nkuha ung copy ng order dhil ngrequest po ako sa court..sana po mtulungan nyo po kmi..wla nman po kmi intensyon n tumkbo dun s obligasyon kya lng po mtaas po msydo ung nghbla konsehal po sya ng byan d2 sa lugar nmin..sana po mtulungan nyo ako..mrming salamat..violation of bp22 po,4counts..cnampa po nung 2009 tpos po ngkron po ng compromise agreement nung july 3 2009 meron pong provisional dismissal nung july 21,2009.ngyon po nsa agreement n mula sept 31 mghulog po kmi ng 2500 hnggng dec 31,2009,tpos po jan 2010-june 2010(3500)july2010 to dec2010 (4k)MONTHLY PO YAN..last 2011 ncra n po hulog ko kc po ng ackso husband ko n mag apply abroad..last year nkiusap po ako n medyo gipit po kmi at ng salary deduction mr ko at mrmi kmi ngstos at ngsr buss ko..nglit po sya wla dw sya pkialm s problema ko..tpos ngpdla po sya ng motion to revive the case..bgay lng po ng tanod.nung sept13,2011,nklgay po n mgsubmit dw po ng motion s court kc dw po may hearing ng sept 15,eh nung ngpunta po ako s court wla nman dw po n hearing sched.kya kla ko nman po wla un..actually kpitbhay kolng po ito.pag pinkikiusapn ngglit po..lagi din po ako tintakot..d ko p kc kya ung 5k monthly nmin start po kc ng jan2011 5k n po kmi..tpos po yan ng ho last week ngpunta ko s court may pre trial ng dw po ngtanong po ako s dati nmin abogdo bka dw po mawarrant ang mr ko..ako n lng po sana attend s pre trial..pro gumwa po sya ng motion for reconsideration un lng dw mtutulong nya..na wla kmi nttanggap n order..nung march 20,2011 ako mismo lng kumuha ng copy.na ung provisionnaly dismissal nung july29,2011 ay more than a year na..na hindi din mkka aatend ang abogdo kc may nauna sya bista s march 29,2012.mawarrant po b husband ko.un po iniiwasan nmin kc last n alas n po nmin po..binuhos po nmin kbuhyan at pera nmin pra lng mkpag abroad mr ko..tpos eto n nman d p po kmi nkkbngon s pgbankrupt nmin last year..ung shod po mr ko kulng n kulng pa..pero gsto po nmin n maayos tong problema kc po d kmi tinitigilan..sana po mtulungan nyo ko..d po ako nkktulog ng aalla kc po kao..3 po ank nmin n lhat ng aaral pa..tnx po..d ko n po kc alm anu ggwin ko..mr ko po seaman last year lng po sya nkskay nung april 2011,6mos po kontrata nya..inaalla ko po bka s sunod n alis nya mhold sya s immigration,,lgi nya po kc cnsbi s mg tao d2 s amin n ippkulong nya dw po kmi..sa totoo lng po d nman gnun kalki utang nmin,kya lng po wla n nman kmi mggwa kya bbyaran nmin..

]]> By: michael http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-21988 michael Wed, 15 Feb 2012 07:26:32 +0000 http://jlp-law.com/blog/?p=5#comment-21988 im paing my loan using a check in a bank but recently they file a case against me dahil tumalbog daw po yung check...wla ng pondo sa bank. nasa abroad po ako nung binayaran ko last payment but they said they didnt recieved it. may proof po ako na binayaran ko...ngayon po nabayaran ko na lahat ng utang ko sa kanila but still nasa court parin case ko and they want my appearance its just that i cant come coz im in abroad. makukulong po ba ako pag umattend ako ng hearing kahit nabayaran ko na utang ko? im paing my loan using a check in a bank but recently they file a case against me dahil tumalbog daw po yung check…wla ng pondo sa bank. nasa abroad po ako nung binayaran ko last payment but they said they didnt recieved it. may proof po ako na binayaran ko…ngayon po nabayaran ko na lahat ng utang ko sa kanila but still nasa court parin case ko and they want my appearance its just that i cant come coz im in abroad. makukulong po ba ako pag umattend ako ng hearing kahit nabayaran ko na utang ko?

]]> By: vens_02 http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-21912 vens_02 Thu, 19 Jan 2012 09:39:17 +0000 http://jlp-law.com/blog/?p=5#comment-21912 Hi! I have loan from a bank and I issued a checked kasi require daw un before I hospitalized monthly naman ako nakakapagbayad sa kanila but after ko ma hospital and mag leave without pay for two months for recovery di ko sila nabayaran pero nung bumalik ung normal salary ko nagbayad ako sa kanila, tapos ito ngaun di nanaman ako nakabayd dahil sa financial crisis and I promiz to pay and I ask for extention pero sinusungitan pa ako, do they sue or they can file a case bouncing of check to me? please reply. Thank you. Hi! I have loan from a bank and I issued a checked kasi require daw un before I hospitalized monthly naman ako nakakapagbayad sa kanila but after ko ma hospital and mag leave without pay for two months for recovery di ko sila nabayaran pero nung bumalik ung normal salary ko nagbayad ako sa kanila, tapos ito ngaun di nanaman ako nakabayd dahil sa financial crisis and I promiz to pay and I ask for extention pero sinusungitan pa ako, do they sue or they can file a case bouncing of check to me? please reply. Thank you.

]]> By: cristin http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-19741 cristin Sun, 22 Aug 2010 07:33:00 +0000 http://jlp-law.com/blog/?p=5#comment-19741 Hello po, I loaned to a friend P20,000 with a 10% after a month. she issued to me a check of P22,000 which she told me to encash after a month. the check bounced..Right now I heard she transferred residence and doesnt answer any of my calls. I text, emailed and contacts her office but she also resigned from her work. The court said that i should give a notice in writing about the fact of dishonor, but how can i contact her? Please kindly help me on what to do? Thank you and God bless.. Hello po, I loaned to a friend P20,000 with a 10% after a month. she issued to me a check of P22,000 which she told me to encash after a month. the check bounced..Right now I heard she transferred residence and doesnt answer any of my calls. I text, emailed and contacts her office but she also resigned from her work. The court said that i should give a notice in writing about the fact of dishonor, but how can i contact her? Please kindly help me on what to do? Thank you and God bless..

]]> By: jennyviokey http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-19570 jennyviokey Wed, 02 Jun 2010 09:57:57 +0000 http://jlp-law.com/blog/?p=5#comment-19570 Ive been in court case of bp22 for 10,000 I will not let myself be in court in this small amount if I am guilty with this. I want to continue go in court to prove that I already paid it. This is the story. Dahil sa financial problem and need immediate remedy, I look for a person that can help me, isa sa staff ko refer her friend na isang agent ng check rediscounting interest of 20% per month, dahil sa badly need ako kaya grab ko even high interest. I issued check to her within the day binigay nya pera sa akin. Then less than a week before mag due I text her na baka pede ko ito tubuan muna dahil di pa maganda flow ng budget ko, then she aggree and kinuha nya ang tubo na 2K pinuntahan nya ako sa office ko. Binigay ko new check ko for replacement ng may bago due date di pa nya dala yun old check ko dahil dapat daw dala na nya kapalit na check bago irelease yun una.Sabi ko cge by next week na nya bigay dahil thursday nun at friday naman di ako makakapsok dahil check up ko, sat and sun wal naman kami pasok. Days after agent maybe its the exact date of my check agent called me na on going na daw yun pagdep ng check ko at di daw makontact yun nagdedeposito para ipahold,nagcomplaint ako sa kanya na bakit ganun they agreed naman na tubuan if not eh di sana ginawan ko ng paraan, because of that I called her to talk to me personally then he drop by at my office, nag usap kami at nagdecide ako na bayaran na lang yun check pero di ko na pinaredeposit dahil sabi ko idededuct ko yun 2k na naibigay ko na. Maayos naman sya kausap.She gave to me the new check dahil nasa kanya pa pala yun, and I gave her the full amount na kulang pa sa 10K, the following days hindi na ko masyado nakakapasok dahil sa selan ng pregnancy ko so I told to my staff na kontakin si angie at kunin yun check ko, I also text and called angie na pakibigay na lang sa staff ko na tatawag sa kanya yun check and ibinigay ko rin yun mga name ng mga staff ko na pede komontak sa kanya at pagbigyan ng check ko. Hanggang sa hindi na talaga nya naibigay at ang dami dami nya naging dahilan and alibi, Hindi ko naman pinuntahan kahit may idea ako kun san nya dinala yun check ko bec I respect her sa mga csinabi nya na sya yun kausap nun financer at inuunawa ko sya dahil at keep on believing ako sa mga reason nya and binibigyan ko sya ng chance na ayusin yun sinasabi nya na pikikipag usap dun sa financer dahil may konti raw prob pero sya daw aayos. Hanggan nga sa punto na pinagtataguan na nya ako at nareceived na nga ako ng demand letter. Now ang kaso is nasa korte na for preliminary investigation and araigment. Yoko isettle dahil gusto ko ipaglaban na bayad ko na yun at biktima ako ng agent nya at feeling ko gusto nila ako biktimahin pareho. Please kindly help me to decide may karapatan po ba ako na ipaglaban ko or I need to surrender dahil sa end talo ako sa kaso ko? Thanks and more power! Ive been in court case of bp22 for 10,000 I will not let myself be in court in this small amount if I am guilty with this. I want to continue go in court to prove that I already paid it. This is the story.

Dahil sa financial problem and need immediate remedy, I look for a person that can help me, isa sa staff ko refer her friend na isang agent ng check rediscounting interest of 20% per month, dahil sa badly need ako kaya grab ko even high interest. I issued check to her within the day binigay nya pera sa akin. Then less than a week before mag due I text her na baka pede ko ito tubuan muna dahil di pa maganda flow ng budget ko, then she aggree and kinuha nya ang tubo na 2K pinuntahan nya ako sa office ko. Binigay ko new check ko for replacement ng may bago due date di pa nya dala yun old check ko dahil dapat daw dala na nya kapalit na check bago irelease yun una.Sabi ko cge by next week na nya bigay dahil thursday nun at friday naman di ako makakapsok dahil check up ko, sat and sun wal naman kami pasok. Days after agent maybe its the exact date of my check agent called me na on going na daw yun pagdep ng check ko at di daw makontact yun nagdedeposito para ipahold,nagcomplaint ako sa kanya na bakit ganun they agreed naman na tubuan if not eh di sana ginawan ko ng paraan, because of that I called her to talk to me personally then he drop by at my office, nag usap kami at nagdecide ako na bayaran na lang yun check pero di ko na pinaredeposit dahil sabi ko idededuct ko yun 2k na naibigay ko na. Maayos naman sya kausap.She gave to me the new check dahil nasa kanya pa pala yun, and I gave her the full amount na kulang pa sa 10K, the following days hindi na ko masyado nakakapasok dahil sa selan ng pregnancy ko so I told to my staff na kontakin si angie at kunin yun check ko, I also text and called angie na pakibigay na lang sa staff ko na tatawag sa kanya yun check and ibinigay ko rin yun mga name ng mga staff ko na pede komontak sa kanya at pagbigyan ng check ko. Hanggang sa hindi na talaga nya naibigay at ang dami dami nya naging dahilan and alibi, Hindi ko naman pinuntahan kahit may idea ako kun san nya dinala yun check ko bec I respect her sa mga csinabi nya na sya yun kausap nun financer at inuunawa ko sya dahil at keep on believing ako sa mga reason nya and binibigyan ko sya ng chance na ayusin yun sinasabi nya na pikikipag usap dun sa financer dahil may konti raw prob pero sya daw aayos. Hanggan nga sa punto na pinagtataguan na nya ako at nareceived na nga ako ng demand letter. Now ang kaso is nasa korte na for preliminary investigation and araigment. Yoko isettle dahil gusto ko ipaglaban na bayad ko na yun at biktima ako ng agent nya at feeling ko gusto nila ako biktimahin pareho. Please kindly help me to decide may karapatan po ba ako na ipaglaban ko or I need to surrender dahil sa end talo ako sa kaso ko? Thanks and more power!

]]> By: ysabelle@3 http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-13302 ysabelle@3 Sat, 09 Jan 2010 07:32:03 +0000 http://jlp-law.com/blog/?p=5#comment-13302 good pm, i also have the same problem with our checks, makukulong po ba kme pag di po namin nabayanran yung mga checks na na issue namin sa mga banks na may loan kame, ano po ba ang dapat namin gawin? good pm, i also have the same problem with our checks, makukulong po ba kme pag di po namin nabayanran yung mga checks na na issue namin sa mga banks na may loan kame, ano po ba ang dapat namin gawin?

]]> By: sweetfunnygirl_05 http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-13165 sweetfunnygirl_05 Thu, 29 Oct 2009 07:24:31 +0000 http://jlp-law.com/blog/?p=5#comment-13165 hi warrior. Gug pm.. tanong ko lang po may loan po kasi ako last year, and i issue post dated check, kasi un daw un required,. nakakabayad naman ako on time before, kaso due to finacial crisis, at nawalan na din po ako ng trabaho, bread winner pa ko sa pamilya ko.. d na ko nakahulog, parang nagclose aacount na ako sa bangko kasi hindi ko na sya napopondohan ng pera.. sa ngayon po kasi wala pa po akong trabaho, naghahanap palang.. Ano po bang pwede kong gawin? Ano po ba makukulong po ba ako? Please advise me... Thank you po.. hi warrior.
Gug pm.. tanong ko lang po may loan po kasi ako last year, and i issue post dated check, kasi un daw un required,. nakakabayad naman ako on time before, kaso due to finacial crisis, at nawalan na din po ako ng trabaho, bread winner pa ko sa pamilya ko.. d na ko nakahulog, parang nagclose aacount na ako sa bangko kasi hindi ko na sya napopondohan ng pera.. sa ngayon po kasi wala pa po akong trabaho, naghahanap palang..
Ano po bang pwede kong gawin?
Ano po ba makukulong po ba ako?
Please advise me…
Thank you po..

]]> By: SC issues Guidelines for Imposition of Libel Penalties at AttyAtWork http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-12156 SC issues Guidelines for Imposition of Libel Penalties at AttyAtWork Wed, 04 Mar 2009 02:08:41 +0000 http://jlp-law.com/blog/?p=5#comment-12156 [...] No. Back in 2000 (Administrative Circular No. 12-2000, as clarified by Administrative Circular No. 13-2001), the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...] [...] No. Back in 2000 (Administrative Circular No. 12-2000, as clarified by Administrative Circular No. 13-2001), the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]

]]> By: SC issues Guidelines for Imposition of Libel Penalties at Atty-at-Work http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-10794 SC issues Guidelines for Imposition of Libel Penalties at Atty-at-Work Wed, 30 Jan 2008 22:08:45 +0000 http://jlp-law.com/blog/?p=5#comment-10794 [...] No. Back in 2000 (Administrative Circular No. 12-2000, as clarified by Administrative Circular No. 13-2001), the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...] [...] No. Back in 2000 (Administrative Circular No. 12-2000, as clarified by Administrative Circular No. 13-2001), the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]

]]> By: Guidelines in Imposing Penalties for Libel: Questions and Answers at Philippine e-Legal Forum http://jlp-law.com/blog/bouncing-checks-bp-22/comment-page-1/#comment-10792 Guidelines in Imposing Penalties for Libel: Questions and Answers at Philippine e-Legal Forum Wed, 30 Jan 2008 17:04:45 +0000 http://jlp-law.com/blog/?p=5#comment-10792 [...] No. Back in 2000, the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...] [...] No. Back in 2000, the Supreme Court provided for a similar rule of preference in the application of the penalties provided for in B.P. Blg. 22 (Bouncing Checks Law). [...]

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